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The Journal of Cathlyn Cartier The Insurance Scandal Continues...
05/07/2007 10:07 p.m.
I stayed home today because my youngest is sick. He spent 5 hours in the ER yesterday, got stuck 3 times before they got a good IV going, had an X-ray, and made at least 5 trips to the toilet, before we go the "verdict". "Well, there's nothing wrong with his white cell count, so it's not an infection... must be something viral". "His Xray looks ok, he's still got some poop in there, but everything else is ok." (after 5 trips to the restroom with no food in his stomach, I'm amazed there was ANYTHING left in his intestine, especially since this has been going on since Friday!).
Anyway, since I don't have any insurance on the kids, this should be a lovely bill we get. At least the prescription was generic and only cost $17. And why did we go to the ER if we didn't have insurance? Because my son's gut has been hurting, and it started hurting so bad in Sunday school after he tried to eat some toast and drink some juice, that he was red in the face and crying.
And the idiots from my benefits office had the nerve to call me again today, and tell me the same thing.... "It's been more than 31 days since you were cancelled, you are outside of your window for a life change event, you can't add them until November." Screw that! I gave them an earful again (and still didn't use profanity). I told them I'm sick and tired of the run around I'm getting. I've been trying to get compensation from the dental insurance since February, I've made numerous phone calls, have been told that someone should be contacting me in 7 to 10 business days (twice), and still nothing. My son is getting his braces off next month already, and they haven't paid a cent!
And they continue to refuse to let me put my kids on insurance because the private policy (Same insurance company that the district uses) didn't send the final cancellation notice until 5/2/07. They should go by the date I received it, not the date the insurance company decided to make the cancellation effective.
So I told them once again, I'm fed up with the "benefits", which aren't really a benefit,because insurance is cheaper in other districts, or if I went to work outside of education, and that I wasn't going to wait to have insurance on my kids until January (open enrollement is in November, they don't take a payment out until December, and coverage doesn't start until January)... that I would leave the district and get insurance in August first, and when I left, I'd make sure I told everyone I know why I left, because there are already people upset at the cost we have to pay for insurance!
So, to get to the end of the story finally.... after I talked with them again today, I found the website for the Texas Department of Insurance, and filed a complaint over both matters. It may not do any good, but then when I filed a complaint with the Dept. of Education, the school finally made an attempt to do the right thing. It's a shame that you have to go to the highest authority in order to get people to do the right thing. I know good and well, the administrator COULD allow their enrollment if they wanted to, they just want to be jerks and pull the damn beaucratic red tape crap... and they aren't even doing me a huge favor... It's going to cost me $600 more a month to cover my children on my insurance policy!
And to think, I went and interviewed for positions at the elementary level in this same district Saturday, have a second interview scheduled for Wednesday evening.... I now know that I'm a valuable commodity, and a huge asset with my experience, credentials, training, and the fact that I'm continuing on in the field.... well, the benefits people can get their heads out of the dark recesses they have them buried in and do the right thing... or I'll take my assets someplace else. I am currently Pissed Off
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